Can I meet with an agent in person?

Our office is at 46473 US Highway 18 in Lennox, near Sioux Falls. Call to set up a time, or meet by phone or video.

What does the free policy check do with my auto or home policy?

You upload a declarations page or ID card, and AI lists what it shows: vehicles, drivers, limits, deductibles, and listed dates, plus questions to ask a licensed agent. It does not tell you what to buy.

Personal insurance near you

Auto and home insurance in Sioux Falls

Whether you rent near downtown, own a home in a new development, or live on an acreage outside the city, the questions are the same: what does my policy actually say, and does it still fit? PolicyChecked is a short drive away in Lennox.

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What Sioux Falls households often ask about

New homes and rebuilding cost
In a growing metro, rebuilding cost can be quite different from purchase price. Check that the dwelling limit reflects what it would cost to rebuild today.
Renters and leases
Many apartment leases ask for proof of renters insurance with a minimum liability limit. Check that your landlord is listed if the lease asks for it.
Basements and backup
Many homes in the area have finished basements. Sewer and drain backup is commonly excluded unless it is added to the policy.

This page is general information about how these policies commonly work. Every policy's own forms, endorsements, and exclusions decide what it covers. For advice about your situation, talk with a licensed insurance agent.

Personal coverage guides

Serving Sioux Falls and nearby

Our office is at 46473 US Highway 18 in Lennox. We also work with families in Lennox, Tea, Harrisburg, Brandon, Hartford, Canton, Worthing, Dell Rapids, by phone, video, or in person.

Personal insurance in Sioux Falls: questions

Know what you're covered for before you need it.

Check your coverage free in about a minute, then talk with a licensed agent about anything you want to change or quote.