Step 3 of 3
Talk to a licensed agent and get the most from your insurance
A free review with a licensed South Dakota agent makes sure your coverage fits your business, closes gaps that matter, and finds where you may be paying for more than you need.
Request a free callback
No account needed. Tell us when to call and a licensed South Dakota agent will reach out, usually within one business day.
What happens in a review
Before the call
Your agent reads the documents you uploaded and your readiness checklist, so the call starts with your actual policies, not a questionnaire.
On the call
About 20 to 30 minutes. Your agent walks through possible gaps, what your contracts require, and specific ways to lower your cost.
After the call
You get a written coverage review in your account. Quotes come only if you ask for them, and nothing changes unless you decide it should.
Before every renewal
Reminders arrive 90, 60, and 30 days ahead, so there is always time to review instead of auto-renewing.
What to have ready
None of it is required, but each item makes the review faster and more precise.
- Declarations pages for each policy (upload them first if you can)
- Any contracts that list insurance requirements
- Your vehicle and equipment list
- Last year's payroll and revenue, roughly
- Loss runs, if you have them
Your path to a efficiency score of 100
Upload your policies, learn what they cover, and talk with a licensed agent before your renewal date. That last step is what completes your score.